What happens when a GEPF pensioner dies?

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When a GEPF pensioner dies, the GEPF will contribute to funeral costs by paying funeral benefits. If the pensioner dies within five years of retiring or being discharged, the GEPF will pay the balance of the retirement or discharge annuities to the beneficiaries. Please refer to information on Death within five years of retirement.

If the pensioner leaves behind a spouse, life partner or orphaned children, they will qualify for monthly pension benefits. Please refer to the details under Spouse’s annuity and Orphan’s annuity.

GEPF Funeral Benefit

This benefit consists of R15 000 for the funeral of the pensioner who has died. This amount is also payable for the funeral of a pensioner’s spouse or life partner. For the funeral of an eligible child, the benefit is R6 000.Wherever possible, GEPF tries to pay this benefit within 72 hours of receiving the application. The benefit is paid out as a cash lump sum and is taxable.

The person claiming the funeral benefit must provide the following documents:

  • A correct and completed Funeral Benefit Claim Z300 form.
  • An original certified copy of the death certificate issued by the Department of Home Affairs that is not older than six months.
  • A certified copy –not older than six months, of the green bar-coded identity document, passport or birth certificate or in the case of a minor child of the deceased if applicable.
  • An original certified copy not older than six months of the applicant’s green bar-coded identity document or passport.
  • A correct and completed Banking Particulars Z894 form. If this form is not completed and provided, the benefit will be paid via the Post Office.

Spouse Annuity

This is paid to a surviving spouse, including an eligible life partner. If there is more than one eligible spouse, the annuity is shared equally among them. The spouse’s annuity is a lifelong monthly pension and is not affected by re-marriage.